Hometap home

Achieve your financial goals

Here at Hometap, we’re all about helping you get more out of homeownership so you can get more out of life — no matter what that means to you.


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These are just some ways our homeowners have used their equity,

but we’re sure you have some great ideas yourself. Like, say, a dream vacation or new Corvette? (Both true stories!)

Pay off debt

Pay off debt

Eliminate loans, bills, or other debts so you can get closer to financial freedom.

Fund an education

Fund an education

Invest in higher education and access money for tuition or student loan payments.

Fund a life event

Fund a life event

Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.

Fund home improvements

Fund home improvements

Get funding for home repairs or renovations.

Fund your small business

Fund your small business

Get the cash you need to start or grow your business.

Fund your retirement

Fund your retirement

Make your current or future retirement more financially comfortable.

Diversify your portfolio

Diversify your portfolio

Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or alternative investments.


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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

© 2026 Hometap Equity Partners, LLC.
All rights reserved.