Hometap home

Who we are

Hometap is a Boston-based fintech company that began in 2017 to make homeownership more accessible and less stressful. We’re here to help people get more out of homeownership so they can get more out of life.

We’re focused on the homeowner above all else. We’re real. We’re human. We’re clear. We’re good owners and neighbors.

Large group of people posing for camera
We give homeowners
Opportunity

To make smart choices for themselves and their families

Flexibility

To do things that might have otherwise been difficult without the ability to access their equity

Control

Over their own lives and decisions

Why we’re invested in homeowners

Your house is more than a place to live; It’s a place where you make memories and plans. But it can also be a place to make moves.

While you’ve been building a life, your equity has been growing, too. We think it’s important to understand that equity, because the more you know about what makes it grow, how to protect it, and how it can be used, the more you can do with it.

A house

Our philosophy

Let’s face it: the days of treating your equity like a nest egg for retirement are long gone. The world has changed and so has homeownership. We're stepping up where traditional options have fallen short by showing you what equity can do and providing an alternative way to access it.

Simply put, your equity can give you the power to get more out of homeownership. And when you tap into it, you can get more out of life.

Woman writing on whiteboard with coworkers looking on

Our offerings

The products, resources, and tools to make the most of homeownership.

Home Equity Investment

A flexible, alternative financing solution that allows homeowners to access their equity in cash without monthly payments to fund what matters most to them.

Why we call it an “Investment”

You’ll probably see a lot of different terms for what we do: home equity agreement, home equity investment, etc. And many mean, more or less, the same thing. But there’s a good reason that we call it an investment. When you access your equity through Hometap, it’s structured as an investment — based on your home’s value over time. It’s a long-term, equity-based way to access funds that aligns with your goals and your home’s potential.

It’s not just paperwork. It’s an investment. Paperwork doesn’t change lives. But putting equity to work? That can.

Home Equity Dashboard

A free digital platform designed to help homeowners better understand, access, and take control of their home and its equity.

What the Dashboard offers:

  • Regularly-updated home value and home equity estimates over 10 years
  • Personalized insights, facts, and tips about your home
  • Average renovation cost calculator
  • Financial health education
  • Valuable partner offers
  • Home maintenance tips and more!

We’re honored to be recognized

A number of industry-leading organizations and publications have taken notice of our products...and our people.

Industry awards

Culture awards

Industry awards

Culture awards

Industry awards

Culture awards

Industry awards

Culture awards

Learn more about Hometap

  • Social Impact

    Social Impact

    Learn what we’re doing to be good neighbors — at work and beyond.

  • Careers

    Careers

    We’re always looking for talented people to join the Hometap team.

  • Partner with Us

    Partner with Us

    Make a positive impact on the lives of homeowners by joining our network of valued partners.

  • Newsroom

    Newsroom

    Get the latest news — from Hometap happenings, to press releases and featured articles.


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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

© 2026 Hometap Equity Partners, LLC.
All rights reserved.