Hometap home

Access your home equity without having to sell or stress

What if you could start achieving your financial goals today while staying in the home you love? Get up to $600,000 to use however you’d like with no monthly payments.

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Get more from homeownership, get more from life.

Built for you

We put homeowners at the heart of everything we do. Our products are designed to help you meet your goals, and our team of real humans is here to support you every step of the way.

A fresh take on financing

Traditional financing isn’t for everyone. That’s why our HEI gives you a flexible way to access your hard-earned equity and make the most of your largest asset.

More clarity, more control

We have the tools, insights, and knowledge to help you make confident decisions about your home — including a free digital platform, the Home Equity Dashboard — so you’re in control of what’s next.

Your financial goals are finally within reach.

Which opportunities will you pursue first?

Our homeowner-first approach

The process is simple, straightforward, and transparent.

Access up to $600,000 of your home equity

Once you receive your funds, you can use them however you’d like.

Enjoy financial flexibility for up to 10 years

Settle whenever you're ready. There are no monthly payments to worry about for the life of the Investment.

Stay informed about your home

Make confident decisions with the Home Equity Dashboard's personalized insights and forecasts — whether you're accessing your equity now or planning to in the future.

Settle whenever you're ready

No prepayment penalties, no rush. You can buy out the Investment at any time during the term with savings, a refinance, or sale of your home.

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Hometap is currently making home equity investments in the following states:

Not in your state yet? You can still take control of your home’s value and equity with our free Home Equity Dashboard.

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Real people, real life

Ready to get started?

See if you pre-qualify for a Hometap Investment in seconds

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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