Hometap home

Fund your retirement

Tap into your home’s equity to live comfortably in retirement.

Keep your financial independence and the lifestyle you enjoy by tapping into the equity you’ve built in your home. Whether you’re preparing for retirement or you’re actively retired, a home equity investment from Hometap can help you access your equity in cash without creating any debt.

Find out if a Hometap Investment can fund your retirement lifestyle.


Why homeowners like you choose home equity investments to live comfortably in retirement

  • No monthly payments

  • No income requirements

  • No 62+ age requirement

  • Dedicated Investment Manager

  • Simple, transparent process

  • 10 years to settle Investment


I wouldn’t have been able to do one-tenth of what I’ve done with a reverse mortgage. A reverse mortgage is not geared toward the homeowner at all. This is.

Brenda K.


Jacksonville, FL

Read Brenda’s Story

Compare ways to fund your retirement with your home equity

Home Equity Investment
Reverse Mortgage
Max LTV 75%
No payments for up to 10 years
No 62+ age requirement
No monthly payments
No debt-to-income requirements

Home equity value hero image

Unlock your home equity today

See how much you can access to fund your retirement goals.

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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