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Fund your small business

Use your home equity to launch or grow your business.

Get the cash you need to accomplish your business goals without taking on monthly payments.

Whether you’re an established small business owner looking for the funds to expand, or you’re new to entrepreneurship and seeking seed money to launch, your home equity — and Hometap — could help.



Your financing needs are as unique as you are

We're helping all kinds of businesses take a new, more flexible approach to funding


Why homeowners like you choose home equity investments to fund a small business

A-

BBB rating

$50+ million

in business funding deployed

4.8/5

on Trustpilot


I felt like [Hometap] had my best interest in mind and I didn't have to hide the fact that I was an entrepreneur and I was building a business.

Jeff M.

Newton, MA

Read Jeff's story

Compare your small business financing options

Home Equity Investment
Small Business Loans
No monthly payments (a.k.a. improved cash flow)
Fast funding
No W2s or business documents required
No specification on use of funds
No income requirements

Guide

Business Owner's Guide to Financing



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Unlock your home equity today

See how much home equity you can access to reach your business goals.

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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