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Fund an education

Use your home equity to pay for student loans or tuition.

Whether you’re paying off your student loan debt or looking for help paying college tuition or living expenses for your children while they’re in school, your home equity could be the solution you need. Pay down your higher education debt with a solution that doesn’t come with monthly payments.

Find out if a Hometap Investment can help you handle student loans and tuition debt.


Why homeowners like you choose home equity investments to fund education

$57K

Avg. ​​student loan debt per household

144%

Growth in private tuition costs since 2020

$140K

Avg. cost of 4 years of public college


  • Hometap provided me a way to help improve my home and help fund my daughter's college dreams. I am forever grateful to the Hometap team for their professionalism.

    William

  • With two properties paid off in California, I feel good about this and can sleep at night knowing I can provide college educations for my daughters. The process is painless and I couldn’t be happier with my choice.

    Bethany

  • I am now a repeat customer on my second home - I'm going back to school, so Hometap is a great option for me. The process was even smoother and faster the second time around.

    Kristine

  • We needed an influx of cash to help with unexpected home repairs, finish paying off debt and college expenses. It turned out this was the right product for us.

    H.B.

  • I worked with Jonny and he was pleasant and warm and professional. Thank you for helping me fund my sons college.

    Anonymous


Compare ways to pay student loans and tuition

Home Equity Investment
Federal Student Loan
No monthly payments
No payments for up to 10 years
No prepayment penalties
No debt-to-income requirements
No specification on use of funds

Guide

Options for Tapping into Your Home’s Equity



Home equity value hero image

Unlock your home equity today

See how much home equity you can access to reach your education goals.

View Pricing

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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