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Hometap Releases 2025 Outlook Report Home Equity Investments: The Tipping Point for Alternative Financing

February 13, 2025

Inaugural report highlights the company’s predictions and insights for the year ahead in the home equity investment industry.

BOSTON – February 13, 2025 – Hometap, the Boston-based financial technology company pioneering debt-free home equity financing for American homeowners, today announced the release of its 2025 outlook report Home Equity Investments: The Tipping Point for Alternative Financing.

Hometap forecasts that 2025 will continue the strong industry momentum following a year of tremendous growth. As the sector evolves, Hometap identifies key developments in the capital markets and regulatory landscape that will be crucial in driving this energy forward.

  • Securitization Innovation Drives Next Wave of Industry Growth: The HEI market is poised for a significant evolution in securitization structures and volume, with deals expected to increase substantially as more institutional investors enter the space. The market's maturation will continue to be demonstrated through an expanding ecosystem of specialized service providers in diligence, verification, and servicing, enabling customized structures that attract a diverse range of institutional investors.
  • Increased State-Level Oversight Shapes Industry Future: The regulatory landscape for home equity investments is entering a new phase of development, marked by accelerated state-level engagement and industry collaboration. The industry's newly formed Coalition for Home Equity Partnership (CHEP) will drive this evolution forward by establishing comprehensive consumer protections, standardizing practices, and advocating for regulations that balance innovation with consumer safeguards, creating the foundation for sustainable market growth.

“We're optimistic about the continued momentum for home equity investments in 2025. What began as an innovative solution to help homeowners is rapidly transforming how homeowners and investors think about home equity," said Jeffrey Glass, CEO of Hometap.

For the full report, visit https://www.hometap.com/homeowner-resources/tipping-point-alternative-financing.

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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