Money Digest Highlights ADUs as a Financial Relief Option for Stressed Homeowners, Citing Hometap Research

In July 2025, Hometap surveyed 1,000 U.S. homeowners and found that more than half (54.5%) report feeling moderately to extremely financially stressed, driven largely by rising homeownership costs that are outpacing income and delaying long-term financial goals. Money Digest cited this research in its exploration of how ADUs could help homeowners offset that financial pressure.

Although the price of homeownership in the U.S. has trended downward in 2026, many consumers may still be tempted to move to areas where it's cheaper to rent than buy. Even those who already own property aren't exactly living in a state of bliss, with a 2025 Hometap survey finding that over 54% of homeowners live with economic stress. However, many of those people could potentially alleviate some of that anxiety by considering an accessory dwelling unit (ADU). ADUs are smaller residential living spaces that exist on the same property as a larger home. Not only are these largely legal to build and rent them throughout much of the U.S., but they could be the answer to any money concerns.

This article originally appeared on Money Digest. Read the full article here.